In today’s market, is buying or renting the smarter option?  The answer in our opinion, buy!  Yes, financially, buying is the way to go. It is a buyers market. In the past, the majority of the time under normal circumstances, if you own for at least one year, you can sell and make a profit or at the very least break even. However, in today’s market it is very hard to sell a house. So, when contemplating if you should buy or rent, ask your self these questions; how long do you plan on staying in the area? How good is your employment situation?  Yes banks are being extremely careful loaning money and will make you jump thru hoops but it is worth it if you can land a loan. Here at Consumer Mortgage we have many programs, so give us a call at 757-552-7000 or 800-882-0066. We will use are 30 years in the business to get you the mortgage to purchase your next home.