Refinancing
If you are wanting to either get a more
desirable rate and/or terms for your mortgage or if you want to get cash
because of the home’s equity, refinancing might be the perfect next step for
you. There are two types of refinancing that can help you achieve what you
want. There is rate-and-term refinancing and also cash-out refinancing. The
point of Rate-and-term refinancing is that you get a new loan in order to pay
off your previous loan. This type of refinancing would be used if you want to
switch to an ARM mortgage or switch to a fixed rate mortgage. Cash-out
refinancing can leave you with the amount of cash that you need to pay off your
mortgage. Here at Consumer Mortgage we can help you grasp a better
understanding of both and can help you refinance, so give us a call at
(757)552-7000
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