Monday, July 1, 2013

Prequalification and Preapproval

If you are trying to buy a home, prequalification or preapproval is a helpful step. This is because prequalification or preapproval helps you learn how much money lenders will lend you to buy this house. They both do the same thing, the lender checks your credit, income, assets, and debts to help figure out this magic number. The difference is that with preapproval, the lender checks the information you give him, and it is binding. The reason that prequalification is not binding is because the lender is relying on your word, instead of proof.  Here at Consumer Mortgage we can help you with both prequalification and preapproval, so give us a call at 757-552-7000 or 800-882-0066. We will use are 30 years in the business to get you the mortgage to purchase your next home

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